Licensed & Insured | Palm Beach County, FL | EC13002965

HOMEOWNER ELECTRICAL SAFETY GUIDE

Don’t Hire an Electrician Until You Check These 3 Things

Electrical work affects your home, your insurance, and your family’s safety. Use this quick checklist to confirm any contractor is licensed and insured before you approve the job.

A Low Price Is Not the Same as a Safe Hire

A rushed decision can lead to failed inspections, hidden liability, unsafe work, and expensive repairs.

A professional contractor should be comfortable proving they are licensed and insured before any work begins.

Use this guide with every electrician you consider—including us.

The 3-Step Contractor Check

These three checks take only a few minutes. A reliable contractor should answer every one clearly and in writing.

01

Verify the Electrical License

Use the Florida DBPR license search. Confirm that the license is active and tied to the company or individual doing the work.

What to look for: Search the contractor or license number yourself. Do not rely only on a screenshot or an old document.

02

Request Current Liability Insurance

Ask for a current certificate of insurance and check the effective dates and coverage amounts.

What to look for: Insurance protects you if property damage or another serious problem occurs during the work.

03

Ask About Workers’ Compensation

Confirm coverage for every employee or crew member who may enter your property.

What to look for: An owner’s exemption may not cover additional workers. Ask the question in writing.

Red Flags That Should Stop the Conversation

Make the contractor answer in writing.

Copy and Paste Email to Send a Contractor

Subject: Quick questions before approving electrical work Hi [Contractor Name], before I approve the work, can you please send the following in writing? 1. Your electrical license number and the legal name tied to the license. 2. Confirmation that your license is active. 3. A current certificate of liability insurance. 4. Confirmation of workers' compensation coverage for anyone who will be working on my property. Thank you.

A Good Electrician Won’t Be Afraid of Good Questions.

I.M. Electric is licensed, insured, family-owned, and ready to explain the work before we begin.